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zales credit card phone number

by Wallace Toy III Published 1 year ago Updated 10 months ago

For any questions, please call Comenity Capital Bank 1-844-271-2708 (TDD/TTY: 1-888-819-1918) or visit the nearest Zales store.

How much does it cost to make a Zales online payment?

Manage your account - Comenity

Where can I shop with my Zales Diamond Card?

Nov 05, 2018 · To make a Zales credit card payment by phone, call the 24/7 automated payment service at 844-271-2708 and follow the prompts. Make sure to have your Zales credit card number and banking information handy to expedite the process. Zales Credit Card Payment Dates When you open a Zales Credit Card, Comenity Capital Bank assigns you a payment due date.

How do I change the due date on my Zales credit card?

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How many Zales Jewelers stores are there?


How do I pay my Zales credit card over the phone?

To make a Zales credit card payment by phone, call the 24/7 automated payment service at 844-271-2708 and follow the prompts. Make sure to have your Zales credit card number and banking information handy to expedite the process.Feb 10, 2022

What credit score do you need for a Zales credit card?

Zales Credit Card is a great Credit Card if you have fair credit (or above). Their APR is quite high (above 20%). If you're looking to apply, we recommend at least a 630 credit score. If you're not sure what your Credit Score is, apply for a report, here.

What bank finances Zales card?

Comenity Capital BankCredit card offers are subject to credit approval. The Diamond Credit Card Accounts are issued by Comenity Capital Bank. To apply for The Diamond Credit Card an online Zales.com account is required.

Can you use Zales credit card at ATM?

Unfortunately, you cannot get a cash advance with your Zales Credit Card. The Zales Credit Card can only be used for purchases and only at Zales. ... There may also be ATM-owner fees, depending on where you make the cash advance.Nov 16, 2021

How hard is it to get approved for Zales credit?

Approval Requirements & Application Although store credit cards are often easier to obtain than open-loop cards, there is no evidence that the Zales Credit Card accepts bad-credit applicants. Instead, you'll likely need at least fair credit or better to qualify.

Can you use a Jared credit card at Zales?

Jared credit cards can only be used at Jared The Galleria Of Jewelry's 274 stores, located in 41 states. ... That's because Genesis Financial Services recently bought $1.7 billion in nonprime credit accounts from Signet Jeweler, the parent company of Jared, Kay, and Zales.Sep 7, 2018

What company owns Zales?

Sterling JewelersSignet JewelersZales/Parent organizations

Is Kay and Zales the same company?

Signet operates approximately 2,800 stores primarily under the name brands of Kay Jewelers, Zales, Jared, H. Samuel, Ernest Jones, Peoples, Piercing Pagoda, and JamesAllen.Apr 6, 2021

How does a Zales credit card work?

Zales Credit Card is designed as a financing option for Zales purchases. You get different payment plans (0% - 16.99% for 6 - 36 months) depending on how much you spend. ... With regular 0% APR credit cards, your remaining balance starts accruing interest at the end of your introductory period.Jan 20, 2022

Does my Zales card only work at Zales?

No, you can only use your Zales Credit Card in Zales stores or online, at Zales.com. The only store cards that can be used anywhere are known as co-branded or open-loop cards and belong to a major credit card network that grants them worldwide acceptance.Jul 2, 2021

What is the interest rate on a Zales credit card?

29.99%Zales Diamond Credit CardRegular APR (%)29.99% variableAnnual Fee$0Rewards Earning RateThis card does not offer a rewards program.Dec 26, 2021

What credit score is needed for a jewelry store?

When it's best: A jeweler payment plan may be the right choice if you qualify for a low- or no-interest plan and can pay the ring off in full before the promotion ends. Qualifications: You need good or excellent credit (690 or higher FICO) to qualify for many store credit cards.Mar 22, 2021

Get it Now, Pay Later

Zero Down Special Financing 1 on#N#purchases of $300 or more with#N#The Diamond Credit Card.

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Choose a Special Financing 1 option that fits your style when you use your Diamond Credit Card.

The Diamond Card Perks

Enjoy dazzling and exclusive benefits when you use your Diamond Credit Card!

How often can you change your payment date on a Zales credit card?

When you open a Zales Credit Card, Comenity Capital Bank assigns you a payment due date. You’re allowed to change the due date once every 12 months. However, you can’t pick any date; you’ll have to choose from the available dates that Zales provides.

Where is Zales Jewelers located?

In 1924, Zales Jewelers began as one store in Wichita Falls, Texas. Today, almost one century later, the company has over 700 locations across North America. Zales’ Diamond Card is part of the reason the jewelry retailer is so popular.

What happens if you don't pay your Comenity Bank bill?

If you don’t make your payment by at least 6 p.m. EST on your payment due date, Comenity Bank can charge up to a $40 late fee to your account. Returned payments are subject to a charge of $40.

How to pay a bill with a bank account?

Then, choose a username and password. Once, you log in and select “Payments,” you can fill out your bank’s name and routing number and the bank account number you want to use to pay the bill.

Who is John Csiszar?

After earning a B.A. in English with a Specialization in Business from UCLA, John Csiszar worked in the financial services industry as a registered representative for 18 years. Along the way, Csiszar earned both Certified Financial Planner and Registered Investment Adviser designations, in addition to being licensed as a life agent, while working for both a major Wall Street wirehouse and for his own investment advisory firm. During his time as an advisor, Csiszar managed over $100 million in client assets while providing individualized investment plans for hundreds of clients.

How long does it take for a bank to pay my bill?

Make at least the minimum payment for that billing period. When you make a payment, it may take up to two days to reflect on your bill or banking statement. However, you won’t be charged a late fee if you make your online payment by 6 p.m. on the due date.

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