Is Discover customer service 24 hours?
Call 1-800-DISCOVER. We're here to help 24 hours a day. Message a U.S.-based agent to get your questions answered.
How can I get my Discover credit card number?
You can find your Discover credit card account number by looking at the 16 digits code on the front of your card. So, when you call customer service, giving your full credit card number will work just fine.Apr 9, 2021
Does closing a credit card hurt your credit?
A credit card can be canceled without harming your credit score; just remember that paying down credit card balances first (not just the one you're canceling) is key. Closing a charge card won't affect your credit history (history is a factor in your overall credit score).
Is Discover a Visa or Mastercard?
WalletHub, Financial Company Discover is neither a Visa nor a Mastercard. It's more like an American Express card, but they're not exactly the same, either. Discover is similar to Visa, Mastercard and American Express in the sense that all four are card networks.May 24, 2018
Does Discover Card call you?
Discover monitors your account through a free service called Proactive Fraud Monitoring. This tool is constantly monitoring your card for any fraudulent activity and notifies you if any suspicious activity is detected.
What is a MM YY?
More by this Author. The abbreviation MM/YYYY on a credit or debit card refers to the two-digit month and four-digit year of the card's expiration date. If this date has passed, you won't be able to use your card, so make sure your bank sends you a new one before your old card expires.
What is an excellent credit score?
670 to 739Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.
Is it better to close a credit card or leave it open with a zero balance?
The standard advice is to keep unused accounts with zero balances open. The reason is that closing the accounts reduces your available credit, which makes it appear that your utilization rate, or balance-to-limit ratio, has suddenly increased.Apr 3, 2019
Why did my credit score drop when I close an account?
You closed your credit card. Closing a credit card account, especially your oldest one, hurts your credit score because it lowers the overall credit limit available to you (remember you want a high limit) and it brings down the overall average age of your accounts.
Which bank owns Discover card?
The Discover Card is was owned by Morgan Stanley; it is now an independent financial company.May 12, 2009
What stores do not accept Discover card?
One major national chain outlet that doesn't accept Discover at any outlets is Costco, which only honors one credit card brand at its members-only warehouse stores, tire centers and gas stations. In 2016, Costco ended a 16-year partnership with American Express, and it currently accepts only Visa cards.Apr 16, 2019
What's the difference between a Discover card and a Discover it card?
In 2013, Discover discontinued those cards and launched its line of “it” cards. You are not able to apply for the old Discover cards — the only cards available on Discover's website are the new “it” cards, which offer better rewards and features. As a bank and issuer, Discover is the sole provider of Discover cards.Mar 6, 2019