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bank of america secured credit card phone number

by Barrett Waters Published 1 year ago Updated 8 months ago
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If you don't live near a financial center: Please contact customer service at 800.432. 1000 (Mon-Fri 7 a.m.-10 p.m. or Sat-Sun 8 a.m.-5 p.m., all times ET).

How do I get a Bank of America credit card?

If you applied for a Bank of America credit card online, you can check the status of your application online. You can also check the status by calling us at 866.422.8089.

Is the Bank of America cash rewards a good card?

A secured credit card can help establish, strengthen and even rebuild your credit. Apply for the BankAmericard® secured credit card and enjoy access to your FICO® Score updated monthly for free, within your Mobile Banking app or in Online Banking.

How do I make a payment to Bank of America?

Jul 21, 2017 · To see if your account qualifies for a deposit refund, call the Bank of America card services number at (800) 732-9194. If you qualify for a security deposit refund, they'll generally send you a check for the deposit amount or have it deposited into your bank account. 5. 0.

Who offers secured credit card?

Bank of America ® Unlimited Cash Rewards credit card for Students. Earn unlimited 1.5% cash back on all purchases. No limit to the amount of cash back you can earn and cash rewards don’t expire. Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening.

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How do I contact Bank of America credit card?

Call usCredit card customer service. (including lost or stolen card) 800.732.9194. 24/7. 1.757.677.4701 (international cell phone roaming charges may apply) 24/7.Credit card activation. 800.276.9939. 24/7. We accept calls made through relay services (dial 711).Credit card billing inquiries. 866.266.0212.

How do I contact Bank of America customer service?

Customer Service NumbersToll-Free: 1-800-432-1000.International Collect: 1-315-724-4022.Mar 30, 2021

Is there a 24 hour customer service number for Bank of America?

(800) 432-1000Bank of America / Customer service

What credit score do you need for Bank of America secured credit card?

300What's the Bank of America Secured credit card score requirement? The minimum credit score required for the BankAmericard Secured credit card is at least 300. This means that the BankAmericard Secured credit card accepts people with bad credit.

How can I communicate with Bank of America?

To see if chat is available for a specific product or service, log in to Online Banking and select the Help & Support tab, then select Contact us. Choose a topic from the dropdown menu and select the Go button to go to the page about that product or service. If chat is available, you'll see a Chat now link.

Can Bank of America call me?

Fraud prevention tip: Do not provide access codes, personal and financial information via email, text or to unsolicited callers. Bank of America will never call you to ask you for this information. If you receive an email or text from Bank of America and you're unsure if it's real, don't click on any links.

How do I get Bank of America to call me back?

To check agent availability by product or service, log in to Online Banking, hover over the Help & Support tab, select Contact us and choose a topic and then select Go. We will only invite customers to chat when we have agents available; this way you don't have to spend time waiting for assistance.

How do I talk to Bank of America customer service hours?

If your card has been lost or stolen, contact us immediately by calling collect: 315.424. 4022 from outside the U.S. or 800.432. 1000 domestically (Mon–Fri 7 a.m.-10 p.m. or Sat–Sun 8 a.m.-5 p.m., excluding holidays; all times ET). You can also log in to Online Banking and request a replacement card.

How do I contact Bank of America after hours?

Yes, Bank of America does have 24-hour credit card customer service. To contact BofA's live customer service representatives 24/7, call either (800) 732-9194 or the phone number listed on the back of your Bank of America credit card.Apr 12, 2021

Which FICO score does Bank of America use?

How your FICO® Score works. Your score in Online Banking is a FICO® Score 8 based on TransUnion Data to manage your account and that is what Bank of America shares with you.

Does checking your credit score on Bank of America lower it?

Yes, though your FICO® Score is only updated monthly. If you're a Bank of America credit card account customer enrolled in Online Banking, you can log in to Online Banking or use the Mobile Banking app to view your FICO® Score. No. Viewing your FICO® Score from Online Banking will not impact your score.

Do I get my deposit back from a secured credit card?

It's reassuring to know that your secured credit card deposit is refundable. But exactly when will you get the money back? In most cases, your security deposit will be refunded once your account balance is paid off and the account is closed, or when your secured credit card is converted to an unsecured credit card.Jan 25, 2020

How can I check my BankAmericard Secured Credit Card application status?

The only way to check your BankAmericard Secured application status is online . Bear in mind that you will need to provide your last name, date...

How do I apply for the Bank of America Secured credit card?

You can apply for the Bank of America Secured credit card online or in any BofA branch location . Your chances of approval are good even if you...

When can I get my BankAmericard Secured Credit Card deposit returned to me?

The BankAmericard Secured deposit can be returned in two situations: when you close the account, or after Bank of America reviews your account an...

What's the Bank of America Secured credit card score requirement?

The minimum credit score required for the BankAmericard Secured credit card is at least 300 . This means that the BankAmericard Secured credit...

What are the Bank of America Secured card's benefits?

The most important Bank of America Secured card benefit is the lack of an annual fee, so you'll be able to build or rebuild your credit on the chea...

How can I get a Bank of America Secured credit card deposit refund?

You will need to contact 866-299-4010 to have your Bank of America secured deposit refunded.

How much is the BankAmericard Secured annual fee?

The BankAmericard Secured annual fee is $0 . That's far from great, because there are alternatives that have no annual fees. You can check our e...

Do you have to be an existing Bank of America customer with an open account?

No, you don't need a Bank of America account to apply, but a checking account (from any bank) is required to place the security deposit. Hope this...

What do I need to know about the Bank of America secured credit card deposit?

There are a few things to note regarding your Bank of America secured credit card deposit: First off, the minimum required amount is $300. While yo...

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Card Details

A secured credit card designed to help establish, strengthen or rebuild credit

Security & Features

We block potential fraud if abnormal patterns are detected and let you know if we suspect fraudulent activity. Plus, you always get a $0 Liability Guarantee for fraudulent transactions.

How much security deposit is required for a secured credit card?

Not the lowest security-deposit requirement. The Bank of America Secured Credit Card requires a minimum security deposit of $300, which will act as your credit limit. That’s not the highest minimum on the market, but there are some secured cards that require just $200.

How long does a manufacturer's warranty last?

Extended Warranty, which doubles the manufacturer’s warranty for periods of up to 12 months on eligible purchases. Rental Car Insurance, reimburses you in case of damage or theft for most rental cars.

Can you return a secured credit card deposit?

The Bank of America Secured Credit Card deposit can be returned in 2 situations: when you close the account, or after BofA reviews your account and decides your account qualifies to operate without a deposit. If you qualify, they'll return your deposit and let you keep using the card.

Does Bank of America have an annual fee?

No annual fee. The Bank of America Secured Credit Card, also known as the BankAmericard Secured Card, doesn’t charge the expensive monthly- or one-time fees for which many bad-credit credit cards are known.

Does BankAmericard have a high APR?

The BankAmericard Secured Credit Card has a high APR, which dwarfs even the average for a secured card ( 17.75% ). So it doesn’t make sense to carry a balance from month to month, even if you get your deposit back and thus no longer have to pay interest on what amounts to a loan you’ve given yourself. 3.0 / 5.

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Text message fees may apply from your carrier. Text messages may be transmitted automatically. Android is a trademark of Google Inc. Samsung is a registered trademark of Samsung Electronics Co., Ltd.

Is Apple a trademark?

Apple, the Apple logo, iPhone, iPad, Apple Watch and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Get it on the App Store.

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Summary

Requesting a higher credit limit with Bank of America is a simple process, but make sure to do your research before reaching out to the issuer.

Eligibility requirements

Bank of America doesn’t have publicly listed eligibility requirements for a credit limit increase. However, there are guidelines you can use with the majority of issuers to improve the chances of having your request granted.

Before you request a credit limit increase

Before you reach out to Bank of America to ask for more credit, make sure you have all the required information and know why you need a higher credit line.

Process for requesting a credit limit increase

The process for requesting a credit limit increase with Bank of America can be rather quick. You may be approved right away or you may have to wait a few days if the bank requires additional information. It’s also simple, and there are three ways you can get a higher credit line: automatically, online or by phone.

What to do if your request is denied

If your credit limit increase isn’t approved, don’t despair. Ask the bank why you didn’t qualify for the increase and start working on improving your chances for your next request.

Pros and cons of a higher credit limit

A higher credit line can be good for your credit and financial health, but there are also certain risks associated with more borrowing power. Before asking for a credit line boost, consider the following pros and cons:

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