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bank of america credit card declined phone number

by Eliseo Schulist Published 1 year ago Updated 8 months ago
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If you don't live near a financial center: Please contact customer service at 800.432. 1000 (Mon-Fri 7 a.m.-10 p.m. or Sat-Sun 8 a.m.-5 p.m., all times ET).

Why is my Bank of America credit card application declined?

Factors that often result in a denial include: Too many recent hard credit inquiries. Lack of any banking or investment accounts with Bank of America. Too many existing Bank of America credit card accounts.Dec 11, 2018

Why is my credit card not letting me use it?

Credit card issuers can restrict your card use if you haven't made a payment recently. You may not realize that you've fallen behind until the card is declined, so the best thing to do is call the issuer and explain your situation.Nov 7, 2020

Is there a 24 hour customer service number for Bank of America?

(800) 432-1000Bank of America / Customer service

How do I contact Bank of America credit card?

Call usCredit card customer service. (including lost or stolen card) 800.732.9194. 24/7. 1.757.677.4701 (international cell phone roaming charges may apply) 24/7.Credit card activation. 800.276.9939. 24/7. We accept calls made through relay services (dial 711).Credit card billing inquiries. 866.266.0212.

How do you fix a declined card?

Usually, this involves contacting your bank or credit card company to fix the issue.Figure out the reason for the decline. Once the declined payment happens, your credit card company or bank may share the reason for the decline with us. ... Contact your credit card company or bank.

What is transaction declined?

A Declined transaction response refers to the declination of a credit card that is being used as a payment method. There are several reasons that a card may be declined and these include there being insufficient funds in the account, the card not being activated, or the card is stolen or canceled.

What is the Bank of America phone number?

(800) 432-1000Bank of America / Customer service

How do I get Bank of America to call me back?

To check agent availability by product or service, log in to Online Banking, hover over the Help & Support tab, select Contact us and choose a topic and then select Go. We will only invite customers to chat when we have agents available; this way you don't have to spend time waiting for assistance.

How do I talk to Bank of America customer service hours?

If your card has been lost or stolen, contact us immediately by calling collect: 315.424. 4022 from outside the U.S. or 800.432. 1000 domestically (Mon–Fri 7 a.m.-10 p.m. or Sat–Sun 8 a.m.-5 p.m., excluding holidays; all times ET). You can also log in to Online Banking and request a replacement card.

How can I communicate with Bank of America?

To see if chat is available for a specific product or service, log in to Online Banking and select the Help & Support tab, then select Contact us. Choose a topic from the dropdown menu and select the Go button to go to the page about that product or service. If chat is available, you'll see a Chat now link.

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